Dr. Innocent Bale, is the General Manager, U&C Microfinance Bank Ltd and erstwhile Manager, CCE (Mile) Branch. He was born on 1st October, 1973 and has acquired expansive academic and professional training in Accounting, Banking & Finance, Taxation and Business Management.

He holds a Higher National Diploma (HND) in Accounting, Bachelor of Science (B.Sc) degree in Banking and Finance, Post Graduate Diploma (PGD) in Business Administration and Management, Master of Business Administration (MBA) degree in Finance & Banking and Master of Science (M.Sc) degree in Accounting. He ultimately earned a doctorate degree (Ph.D) in Accounting from the University of Port Harcourt in 2018 with research focus on ‘loan-loss accounting and financial soundness of banks’.

Dr. Bale is a consummate professional laced with membership of several professional institutes spanning Accountancy, Taxation, Banking and Management. He is a Chartered Accountant/ member of the Institute of Chartered Accountants of Nigeria (ICAN), Chartered Institute of Taxation of Nigeria (CITN), Chartered Institute of Bankers of Nigeria- Microfinance Certified Banker (MCIB) and the Nigerian Institute of Management (NIM) Chartered.

Dr. Bale has garnered incredible traction in banking having served at the top echelon of practically all the functional departments in the Bank with almost two decades of effective leadership experience viz: Operations, Finance/Accounts, Audit/Internal Control, Human Resources/Corporate Services. Currently, he is the Secretary, Finance & Governance Committee (F&GC), Board Recapitalisation Committee, Chairman, Budget & Strategic Planning Committee, Chairman, Asset & Liability Management, Member, IT Steering Committee and Management credit Committee and former Secretary, Board Credit Committee (BCC).

Dr. Bale is a scholar and has published several research articles in both local and international journals with research spotlight on accounting for banking institutions.

Prior to his foray into banking, he had a stint at Abadi & Co Chartered Accountants, Port Harcourt as a Senior Audit Officer. Dr. Bale is a topnotch accountant, veteran banker and finance analyst with impeccable credentials and rare passion for excellence.