Paul Onwukwe, Onyekachi Nnaji, Chartered Accountant, Banker, Risk Manager and Strategic Planner was born on March 14, 1972 at Okehi 2 in Etche Local Government Area of Rivers State. He had his early education at State School 2 Okehi Etche between 1977 and 1982 where he obtained First School Certificate and Community Secondary School Umuozoche Igbodo Etche between 1983 and 1987 as well as Rivers State School of Basic Studies, Rumuola Port Harcourt in 1988 for the West African School Certificate (WASC). He attended Rivers State Polytechnic (Presently Ken Saro-Wiwa Polytechnic), Bori from 1992 to 1996 where he obtained HND in Accountancy with distinction. He also obtained a PGD in Business Studies from Rivers State University (RSU), Port Harcourt in 2005, a B.Sc (Hons.) in Finance & Banking with second class upper division in 2007, M.Sc in Accounting in 2014 and Ph.D in Accounting all from University of Port Harcourt.

Paul qualified as a Chartered Accountant in 2008 and in 2011 became one of the pioneers of Microfinance Certified Bankers of the Chartered Institute of Bankers of Nigeria (MCIB). He is also a member of Nigerian Institute of Management (MNIM) and had in the past undertaken many in-service trainings with Central Bank of Nigeria (2004, 2008, 2009, 2010 and 2011), Lagos Business School (2008), Centre for Microenterprise Development Lagos (2008), Nigeria Deposit Insurance Corporation (2009) and LAPO Academy for Microenterprises Development, Benin City (2012).

He undertook his National Youths Service Corp (N.Y.S.C) programme at the Treasury Department of Asa L.G.A of Kwara State during the 1996/1997 service year and began his working career as Audit trainee with Harold Dan-Jumbo & Co (Chartered Accountants) 1998 – 2000 during which he was also seconded to Sak Ladikpo & Co. (Chartered Accountants). He served as the Admin/Accounts Manager of Emfubec Oil Company Ltd. (Independent Petroleum Marketers) Aba in 2001. He joined Choba-Uniport Community Bank Ltd. in 2002 where he held positions such as Credit/Marketing Officer (2002 – 2004), Accountant/Head of Operations (2004 – 2006) and when the community bank converted to U & C Microfinance Bank Ltd he has held positions such as Head of Finance/Accounts (2006 – 2013), Head of Operations (2013 – 2014) and was appointed the Ag. Managing Director/CEO of the bank in July, 2014 and the Managing Director/CEO in December, 2015 till date.

In September, 2020 Dr. Nnaji was elected the Chairman of National Association of Microfinance Banks (NAMB), Rivers State Chapter. His dynamism, innovative abilities and strength of character are essential ingredients towards a sustainable microfinance industry.