Mr.Wisdom B. Ere-ep was born on 22nd May, 1979 in Gure town- Khana L.G.A, Rivers State. He attended Gure State Primary School and Community Secondary School Ue-gure Bo-ue where he obtained his First School Leaving Certificate and West African School Certificate in 1988 and 1996 respectively. He proceeded to Rivers State Polytechnic Bori and University of Port Harcourt where he obtained Higher National Diploma (HND) 2008 and B.Sc 2012 in Banking and Finance.

His working experience began during his one year industrial attachment at Rivers State Local Government Pension Board as the assistant payroll officer and teacher at Area Community High School Owode Yewa Ogun State during National Youth Service Corps (NYSC). He is privileged to have served in several capacities in U&C Microfinance Bank Ltd as cash teller, Treasury officer, fund transfer officer, head of Cash tellers, assistant internal control officer, and branch resident internal control officer. He has served as Unit head Micro credit and Unit head Corporate Marketing. He has attended other on the job trainings- Capacity building on Microfinance Banks operations in 2010 by Lift Above Poverty Organisation (LAPO), Fraud prevention, detection and investigation in 2015 by TAS-MEGA Consult limited and Credit Risk Management for Microfinance Banks by CIBN 2017. He qualified as Certified Microfinance Banker (MCIB) in 2018.