Victoria James Harry was born into the Family of Mr. & Mrs. James Sunday on 12th November 1977 at Akinima Ahoada-West L.G.A, Rivers State. She attended Eliabi Community Primary School, Akinima where she obtained First School Certificate in 1988 and Government Secondary School Ubeta in Ahoada-East L.G.A. where she obtained Senior Secondary School Certificate (SSCE) in 1994.

She obtained a Higher National Diploma (HND) in Accountancy from the Rivers State Polytechnic, Bori in 2005 and undertook her National Youth Service Corps Programme in 2006 at Government Secondary School Kagoro in Kaduna State as an Economics Teacher. She qualified as Microfinance Certified Banker (MCIB) in April 2015. She began her career in 2007 in a Private Company LIBY LTD in Port- Harcourt where she served as the Accountant of the Company.

Victoria joined U&C Microfinance Bank Ltd in April 2008 in the Finance/Accounts Department where she held positions such as Accounts Assistant (2008 - 2011), Management Accountant (2012 - 2013), Head of Finance/Accounts (2014 - 2017). She also served as the Head of Internal Audit (2017 – 2020) and currently the Head of Business Development.